Share some information about your desired home and loan requirements.
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Find the Right Loan
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Get Help with Mortgage Pre‑Approval
Talk to your local real estate expert
Getting pre‑approved is the most efficient approach to prove that you’re a serious and qualified buyer. Please fill out the following form and we’ll connect you with a local mortgage professional who can assist you to get your pre‑approval letter. Submitting this letter with your offer may increase your chance to closing on your new home.
Frequently Asked Questions
Mortgage pre approval is an evaluation by a lender that determines if you would qualify for a loan. It also shows how much the lender would be willing to lend you. Getting pre approved is the first step towards getting a mortgage, but it does not guarantee a loan. Your pre approval letter should be submitted along with your offer to show sellers that you are a serious and qualified buyer.
There are many reasons why you should get pre-approved. The most important reason is that you will get an accurate idea of how much home you can afford. This can help to target your home search and ensure you only look at houses that are truly in your price range. A pre-approval letter also helps you prove to real estate agents and sellers that you’re a credible buyer and able to act fast when you find the home you want to buy. Having a pre-approval letter does not guarantee that your offer will be accepted by a seller, but some sellers might require buyers to submit a that with their offers. A pre-approval letter can make you stand out in a competitive real estate market. If you make an offer on a house without a pre-approval, your offer may not be taken as seriously as an offer from another person with a pre-approval.
No. We will only connect you with a single lender who is licensed to work in your area and has a history of positive customer ratings. You will have the option to contact more lenders if you choose. But unlike other sites, we will never resell your information to multiple lender.
No. Even if you receive a pre-approval letter, you may not get a loan from a lender and you are not guaranteed a specific rate or loan term. Regardless of pre-approval, a lender may require additional income and asset verification, as well as the satisfaction of other conditions, before extending you a loan. Pre-approval letters are subject to modification or cancellation if your financial situation or other conditions change. A pre-approval letter is not an offer to lend, a commitment to make a loan, or a guarantee of specific rates or terms. This online questionnaire is not an application for credit. Also, having a pre-approval letter does not guarantee that an offer you make on a home will be accepted by a seller.